Eat now, pay later: Klarna let’s you finance dinner

Sponsored by
Girl in a jacket

☀️ Happy Sunday!


In this newsletter we're diving into:

🏦 What the Fed’s rate pause means for your money
💻 Google’s $32B tech deal and what it means for cloud stocks
🔮 The Klarna partnership that let’s you finance dinner


Plus, saying goodbye 👋🏾 to the last airline freebie.


Make yourself comfy 🛋️ and let's get into it...


Subscribe to MRKTcap

Stock market news made simple, useful, and surprisingly entertaining.


    Market Crowd

    How the market crowd did this week.

    Dow

    41,985.35
    497.16
    1.20%

    S&P

    5,667.56
    28.62
    0.51%

    Nasdaq

    17,784.05
    29.96
    0.17%

    *As of market close on Friday, March 21st.


    Pre-market Play

    A beat to start your week.

     
    Rich Flex
    Drake & 21 Savage
    0:47 3:45
    repeat skip_previous pause_circle skip_next favorite
     

    Do you know which stocks have a trend of going up over the next week? You will with this tool!


    Jerome's in the house...

    Jeromey-Rome (aka Fed Chair Jerome Powell) stepped to the mic this week and said they are keeping interest rates on pause, but don't sleep - this move's got everyone's pockets feeling some type of way.


    Let's break it down:


    Credit cards?
    Rates dropped to 20.09% from 20.27% since January. A small win, but we'll take it.


    Mortgages?
    The 30-year fixed rate's sitting at 6.78%, with its 15-year cousin at 6.24%. These numbers keep sliding as folks stress about the economy.


    Auto loans?
    New whips running 7.2%, used ones at 11.3%. Both up from December's 6.6% and 10.8%.


    Plus, Toupee Fiasco's tariff talk got Wall Street nervous. Those aluminum and steel costs? They're about to hit everything from your phone to your ride.


    But here's the silver lining - savings accounts still paying 4.4%. Not bad when inflation's only 2.8%.


    Bank of America (BAC) CEO Brian Moynihan said their survey data shows consumers still spending like it's going out of style - they're switching from buying stuff to buying experiences.


    He expects GDP growth to hit 2% and thinks the Fed should keep their powder dry through 2026.


    🥡 The Takeaway: Rate-sensitive stocks in banking and real estate sectors could see some action with this pause. Watch consumer spending patterns - they're telling a different story than the sentiment surveys, and BAC's data suggests the bears might be wrong about this economy.


    The Wiz behind the cloud curtain...

    Google (GOOG) went shopping and brought home a whole security company.


    Wiz, a New York-based cloud security startup, caught Google's eye - and wallet.


    This ain't your regular corner store purchase either.


    I'm talking about a $32 billion all-cash deal. Let me put this in perspective:


    Google spending $32B on Wiz is like buying 32 million iPhone 15s... or about 8 million Tesla Model 3s.


    The acquisition's got Wall Street buzzing, especially since it's happening right when cloud security's becoming everybody's priority.


    Google's making it clear they're not playing around in the cybersecurity space.


    🥡 The Takeaway: Watch for ripple effects across cybersecurity stocks - when a big fish makes waves, the whole pond feels it.


    Buy now, eat later...

    Klarna, the Swedish fintech company, got DoorDash (DASH) serving up a side of buy now, pay later options.

    Pay now, split it four ways, or wait ‘til payday.

     

    This partnership comes after Klarna snatched Walmart (WMT​) from Affirm (AFRM) earlier this week.


    Klarna ain’t playing small ball either.


    Revenue?

    Up 24% to $2.8B last year.


    Profit?

    Flipped from a $49M loss to $181M in the green.


    With 675,000 merchant partners across 26 countries, they’re spreading like butter on hot toast.


    And with Klarna’s IPO coming up, Wall Street’s watching this fintech flex like it’s showing off at the gym.


    🥡 The Takeaway: Keep eyes on AFRM and DASH - this BNPL chess move might shake up both stocks.


    💫 TMYK

    What is "fundamental analysis"?

    a.) Studying the overall economy and market trends

    b.) Analyzing a company's financial health and performance

    c.) Predicting short-term stock movements

    See answer


    Gimme some mo’

    More news from 'round the market.


    🚗 Tesla hits speed bump with Cybertruck recall
    Tesla (TSLA) recalls 46,000 Cybertrucks over exterior panel issues as stock struggles [​Link​]


    💼 Accenture feels the squeeze from federal cuts Accenture (ACN) shares drop 8% as Trump administration's efficiency push leads to lost government contracts [​Link​]


    🔧 SoftBank bets big on chip designer SoftBank Group acquires server chip maker Ampere Computing for $6.5B, deepening its AI infrastructure investments [​Link​]


    ✈️ Southwest bags its free baggage policy Southwest Airlines (​LUV​) ends 50-year free checked bag policy as pressure mounts to boost profits [​Link​]


    We eatin'

    You know that feeling when you come home and someone’s made you a home-cooked meal?

    No effort, just grab a chair and dig in. Well, Swingset is like that — except with stocks.

    As Rashad so poetically put it...

     
     

    And honestly, who wouldn’t want that? We’ve done all the heavy lifting—15 years of data on each stock, trends with a 70% chance of repeating, and all you have to do is, well, pull up your charts and feast on some sweet profits.

    So while everyone else is out there hunting for trades, you’re already eating.

    Sound good?

    Yeah, thought so.

    ​Learn more


    🤳🏾 Let me check my palm pilot

    Earnings events on deck this coming week.

    GIF of Money Mike from the movie Friday saying "Let me check my palm pilot"

    Monday: KB Homes (KBH)

    Tuesday: Gamestop (GME), McCormick (​MKC​)

    Wednesday: Dollar Tree (DLTR), Chewy (CHWY), Paychex (PAYX)

    Thursday: Lululemon (LULU)

    Friday: -


    Market Outlook

    A look at how the market does historically over the next week.

    Dow

    Up 14 out of the last 15 years

    S&P

    Up 13 out of the last 15 years

    Nasdaq

    Up 9 out of the last 15 years

    Data provided by Swingset.


    💫 TMYK - Answer

    What is "fundamental analysis"?

    b.) Analyzing a company's financial health and performance


    Back to top


    To wealth in every sense of the word,